Graphic source: https://www.visualcapitalist.com/cp/how-americans-spend-their-money-2022/
Graphic source: https://www.bankrate.com/banking/savings/financial-security-january-2019/
Graphic source: https://bobsullivan.net/syndication/most-americans-60-live-paycheck-to-paycheck-thats-why-we-need-to-give-federal-workers-theirs/
Graphic source: http://www.cheatsheet.com/money-career/3-dumb-reasons-not-to-save-for-retirement-in-your-20s.html/?a=viewall
Note: Savings is not what is now commonly referred to as "investing." Savings is what you put in a bank to earn interest, NOT in the stock market. Or, zero risk tolerance money. You should always have enough in savings to cover your daily expenses for at least two years in case you get laid off and need to live off your savings. Consistently saving money is what everyone should do. You are saving NOTHING when you invest in the stock market because you can lose it all, and that's basically gambling.
Graphic source: http://www.cheatsheet.com/money-career/retirement-reality-5-charts-you-need-to-see.html/2/